ANNUITIES
Annuities are designed both to help you save money and to provide a source of income for your retirement. Because they are taxed-deferred, your money can grow faster.
At Better Health Solutions, we offer a number of options to help you grow and to protect your retirement savings.
When you decide to retire, you choose how to receive your income payments – you can guarantee it for a certain time period or space it out over the rest of your life. If you should die before your income payments begin, your accumulated funds will be paid as a death benefit to your loved ones, or you can structure it so that your spouse will take over as owner of the annuity upon your death if he or she so chooses.
While deferred annuities are intended to be long-term investments, should the need arise, withdrawals can be taken against the accumulated cash value. This may incur a withdrawal charge or other adjustment.
WE OFFER TWO KINDS OF DEFFERED ANNUITIES
FIXED DEFERRED ANNUITIES
Fixed deferred annuities offer you steady growth at a rate that is guaranteed for an initial period then cannot go below a guaranteed minimum after that.
FIXED INDEXED DEFERRED
Fixed indexed deferred annuities give you the option of putting some or all of your accumulated value in accounts for which the rate you earn will be dependent on the performance of an external market index, but will never cause you to lose money due to market volatility.